Rates of Interest on Domestic Term Deposits have been revised with effect from 29.11.2013. With this revision, the interest rates offered on domestic term deposits for various periods are as under
Rates of interest (%) per annum
Less than Rs.15.00 Lacs
Rs.15.00 Lacs to < Rs.1.00 crore
Rs.1.00 Crore to Rs.10.00 Crore
Above Rs.10 Crore to Rs.50 Crore *
Above Rs.50 Crore to Rs.100 Crore *
Above Rs.100 Crore *
7 days to 14 days #
15 days to 45 days
46 days to 90 days
91 days to 179 days
6 months to < 9 months
9 months to < 1 year
1 year to 443 days
445 days to 2 years
Above 2 years to 3 years
Above 3 years to less than 7 years 7 months
7 years 7 months
Above 7 years 7 months to 10 years
^For deposits of above Rs.10.00 Crore, depositors are requested to contact their respective branches for obtaining necessary permission from Head Office.
$Depositors are requested to note that deposits of above Rs.10.00 Crore will be accepted by branches subject to administrative clearance from Head Office
* For Deposits of above Rs.10.00 Crore, branches should obtain permission from General Manager, Corporate Planning Department, Head Office before accepting the Deposit.
For Senior Citizens, the rate of interest is 0.50% higher for all maturity periods. Existing / Retired Staff are eligible for additional rate of interest as per rules.
The revised interest rates are applicable to all fresh deposits and renewals of the existing deposits with effect from 16.09.2013
*For Deposits of above Rs. 10.00 Crore branches should obtain permission from General Manager, Corporate Planning Department, Head Office before accepting the Deposit.
· Senior Citizen and Staff Rate of interests are not applicable for NRE/NRO Deposits.
AS PER RBI MANDATE DEBIT CARDS ISSUED AFTER 30-11-13 ARE VALID FOR DOMESTIC TRANSACTIONS ONLY. FOR INTERNATIONAL USAGE,PLEASE APPLY FOR CHIP DEBIT CARD AT YOUR BASE BRANCH WITH REQUIRED LIMITS.
You can now donate to Shri Saibaba Sansthan Trust, Shirdi through IMPS-Mobile Banking.
Presentation to Analysts
Our Total Income
during 12M of FY’12-13 increased to Rs. 13,957 Crore,
recording a growth of 14.4%.
Form 15G/15H has to be submitted afresh at the beginning of each financial year to avail exemption/concession in TDS. Quoting of PAN is mandatory for availing such exemptions/concessions.
All our Banks’ cheques are “payable at par henceforth. We request all our customers to surrender their old cheque books at their account branch and obtain CTS 2010 Standard Cheque books immediately.
We request all our customers who have issued postdated cheques for repayment of loan installments for loans availed by them to replace the old PDCs with new CTS 2010 Standard cheques.
Online Grievance Redressal System with Tracking
Online Applications for MSME and Retail Loans
Online Donations to charitable institutions through net banking
Online resetting of Internet Banking Login Password
Interbank transfer of Funds through Mobile Banking using IFSC code
Housing loans - festive offer: 100% waiver of processing charges and assured speedy processing, sanction within 5 working days.
As per RBI mandate, cash retraction facility is discontinued from our ATMs. Do not forget to collect cash before leaving ATM room.
Any customer could walk in to deposit money in any branch of the bank if the account is in any other branch of the bank to which he wants to deposit the money and there will be no charges on this for any amount
Fictitious Offers of Cheap funds from abroad - Awareness Campaign - List of Nodal Agency (Cyber Crime Cell / Economic Offence Wing)
Complain to Local Police/Cyber Crime Authorities against Fictitious Offers of Money from Abroad
PPF and SCSS schemes
Do Not fall Prey to Fictitious Offers of Funds Transfer