Andhra Bank

Base Rate @ 10.50% p.a.

Andhra Bank's Base Rate has been decreased by 25 basis points i.e. from 10.75 % p.a. to 10.50% p.a. w.e.f. 01.05.2012. The revised rate is applicable to all the loans and advances that are sanctioned/ renewed on or after 01.07.2010 which are linked to Base Rate. This revision is also applicable to all borrowal accounts who switched over from BMPLR to Base Rate system

BMPLR @ 14.75% p.a.

Andhra Bank's BMPLR (Bench Mark Prime Lending Rate) has been decreased by 25 basis points from 15.00 % to 14.75 % p.a. with effect from 01.05.2012. The revised BMPLR is applicable to all loans and advances availed on or before 30.06.2010 and are linked to BMPLR.

Crop Loans/PAGCC

Limits upto Rs.50,000/-	Base rate+1.50
Limits above Rs50,000/- upto Rs.2.00 lakh	Base rate+2.75

Under Interest Subvention Scheme : For Pattabhi Agri cards, Agricultural Gold Loans interest rate is 7% pa. upto credit limits of Rs.3.00 lakhs till due date of the loan or date of repayment subject to a maximum period of one year .

Kisan Sampathi Loans (Produce Marketing loans)

Loans upto Rs.5.00 lakhs	Base rate
above Rs.5.00 lakhs upto Rs.10.00 lakhs	Base rate + 0.50

Kisan Pragathi	Base rate + 2.75+0.25(tp)
Pisiculture(working capital)	Base rate + 3.25
Pisiculture(Term Loan)	Base rate + 3.25+0.25(tp)
Poultry (working capital)	Base rate + 1.50
Poultry(term loan)	Base rate + 1.50 +0.25(tp)
Tractor loans	Base rate +3.75+0.25(tp)

AGRICULTURE TERM LOANS (OTHER THAN ABOVE AND DAIRY)

Upto Rs.50,000/-	Base rate + 2.75
above Rs.50,000/- upto Rs.2.00 lakh	Base rate+3.75
above Rs.2.00 lakh upto Rs.5.00 lakh	Base rate + 4.00 +0.25(tp)

DAIRY LOANS

Upto Rs.2.00 lakh	Base rate + 2.25+0.25(tp)
Above Rs.2.00 lakh upto Rs.10.00 lakh	Base rate + 3.00+0.25(tp)

RURAL GODOWNS (GRAMINA BHANDARAN YOJANA)

Upto 10,000 MT capacity	Base rate +1.50+0.25(tp)
Godowns above 10,000 MT capacity	Base rate + 2.50+0.25(tp)
Purchase of godowns or to undertake repairs	Base rate + 2.75+0.25(tp)

DAIRY AGENTS FOR PROCUREMENT OF MILK

Up to Rs.50,000/-	Base rate + 2.75+0.25(tp)
above Rs.50,000/- upto Rs.2.00 lakh	Base rate + 4.00 +0.25(tp)

LOANS TO SHEEP AGENTS

Upto Rs.50,000/-	Base rate+ 2.75+0.25(tp)
above Rs.50,000/-	Base rate + 3.50+0.25(tp)

AGRICULTURE GOLD LOANS

Upto Rs.50,000/-	Base rate + 1.50
above Rs.50,000/- upto Rs.2.00 lakh	Base rate + 2.75
above Rs.2.00 lakhs upto Rs.10.00 lakh-Hall mark	Base rate + 3.75
above Rs.2.00 lakhs upto Rs.10.00 lakh- with out Hall mark	Base rate +4.00