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Mortgage Loans


To meet any genuine credit requirement for personal purposes.
Eligible Borrowers:
  • Employees, Pensioners receiving such income at Andhra Bank branch
  • In case of salaried persons not drawing salary from the branch, irrevocable letter of undertaking letter from their employer to remit loan installments to the branch directly till the closure of loan is to be obtained.
  • Valued constituents of the Bank
  • Only individuals and who own the property in their name/spouse/major children name are eligible for mortgage loan.

 Rate of interest

For loans upto 36 months : Base Rate+4.00%

For loans above 36 months upto 60 months : Base Rate +4.00%+0.25%

For loans above 60 months : Base Rate+4.00%+0.50%
 Age of the applicant

Age at the time of availing loan is to be in the bracket of 21 to 65 years (inclusive).

 Quantum of Loan

50% of the value of security depending on the repayment capacity and maximum of Rs.500 lakhs

Repayment Period
Maximum 120 equated monthly installments.

Co obligation/guarantee of third party/family member to be obtained.

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News & Events

Click here for Notice of Annual General Meeting and Record Date for Payment of Dividend

Waiver of processing charges in Housing Loans, Car Loans, Two wheeler loans, Consumer durables, Clean Loans for the festive season from 25.09.2014 to 31.12.2014

The existing customer grievance redressal mechanism would also cover the complaints relating to outsourcing

Use your Visa Debit Card for shopping in POS/Online within 3 months of card issuance & get 5% Cash back. Offer applicable to cards issued after December 2013,T&C Apply


You can now donate to Shri Saibaba Sansthan Trust, Shirdi through IMPS-Mobile Banking.

Form 15G/15H has to be submitted afresh at the beginning of each financial year to avail exemption/concession in TDS. Quoting of PAN is mandatory for availing such exemptions/concessions.

All our Banks cheques are payable at par henceforth. We request all our customers to surrender their old cheque books at their account branch and obtain CTS 2010 Standard Cheque books immediately.

We request all our customers who have issued postdated cheques for repayment of loan installments for loans availed by them to replace the old PDCs with new CTS 2010 Standard cheques.

Online Grievance Redressal System with Tracking

Online Applications for MSME and Retail Loans

Online Donations to charitable institutions through net banking

Online resetting of Internet Banking Login Password

Interbank transfer of Funds through Mobile Banking using IFSC code

As per RBI mandate, cash retraction facility is discontinued from our ATMs. Do not forget to collect cash before leaving ATM room.

Any customer of SB/Current Account group could walk in to any branch of the Bank to deposit money in his/her account maintained at any branch and there will be no charges on this for any amount.

Fictitious Offers of Cheap funds from abroad - Awareness Campaign - List of Nodal Agency (Cyber Crime Cell / Economic Offence Wing)

Complain to Local Police/Cyber Crime Authorities against Fictitious Offers of Money from Abroad

PPF and SCSS schemes

Do Not fall Prey to Fictitious Offers of Funds Transfer

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