Salient Features of our Credit Cards:
Wide Acceptance at all VISA and Master Card affiliations.
Cards are issued against a minimum Proven Income of Rs 1.80 lacs per annum Cash advance facility.
What is an ATM card ?
ATM card is a proprietory card of Andhra Bank and can be used on ATMs for doing
transactions on our Bank ATMs and shared banks ATMs. This cannot
be used for purchases at Merchant Establishments
Prepaid card is a Money value loaded Card with predefined limit. It is the first prepaid card in India, with PIN enabled for POS transactions, Self Operable Locking of Card, Customer choice of 4 digit Personal Access code for customer self care operations and an emergency usage of Stand-in card on International Travel Prepaid Cards.
AS PER RBI MANDATE DEBIT CARDS ISSUED AFTER 30-11-13 ARE VALID FOR DOMESTIC TRANSACTIONS ONLY. FOR INTERNATIONAL USAGE,PLEASE APPLY FOR CHIP DEBIT CARD AT YOUR BASE BRANCH WITH REQUIRED LIMITS.
You can now donate to Shri Saibaba Sansthan Trust, Shirdi through IMPS-Mobile Banking.
Presentation to Analysts
Our Total Income
during 12M of FY’12-13 increased to Rs. 13,957 Crore,
recording a growth of 14.4%.
Form 15G/15H has to be submitted afresh at the beginning of each financial year to avail exemption/concession in TDS. Quoting of PAN is mandatory for availing such exemptions/concessions.
All our Banks’ cheques are “payable at par henceforth. We request all our customers to surrender their old cheque books at their account branch and obtain CTS 2010 Standard Cheque books immediately.
We request all our customers who have issued postdated cheques for repayment of loan installments for loans availed by them to replace the old PDCs with new CTS 2010 Standard cheques.
Online Grievance Redressal System with Tracking
Online Applications for MSME and Retail Loans
Online Donations to charitable institutions through net banking
Online resetting of Internet Banking Login Password
Interbank transfer of Funds through Mobile Banking using IFSC code
Housing loans - festive offer: 100% waiver of processing charges and assured speedy processing, sanction within 5 working days.
As per RBI mandate, cash retraction facility is discontinued from our ATMs. Do not forget to collect cash before leaving ATM room.
Any customer could walk in to deposit money in any branch of the bank if the account is in any other branch of the bank to which he wants to deposit the money and there will be no charges on this for any amount
Fictitious Offers of Cheap funds from abroad - Awareness Campaign - List of Nodal Agency (Cyber Crime Cell / Economic Offence Wing)
Complain to Local Police/Cyber Crime Authorities against Fictitious Offers of Money from Abroad
PPF and SCSS schemes
Do Not fall Prey to Fictitious Offers of Funds Transfer