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  • To set up clinics, Pathological/X-Ray/ Sonographic /any other Diagnostic Imaging Laboratories /purchase of medical equipment, medical software, computers for hospital purposes. Furnishing of Nursing Homes (construction of Nursing Home is not covered under the scheme) Purchase of Ambulance, Working capital requirement for existing Nursing Home.
Housing Loans (General)



  • Age 21 to 65 years.
  • Repayment maximum 20 years.
  • 80% of cost of construction OR 80% of Registration value for outright purchase as loan
  • Purchase of House: Age of independent house should not be more than 25 years.
  • Age of the flat should not be more than 20 years.
  • No guarantee / co obligation.
AB Housing Loans - NRI

Purpose of Loan

For purchase/construction, repairs/renovation of House/Flat


  • Non Resident Indians with minimum one year of abroad service between the age of 21 years to 65 years

Vehicle Loans - General - Two Wheelers

Nature of the Scheme

2 wheeler and 4 wheeler loans to Individual


  • Any individual having minimum gross income of Rs. 1.00 lac per annum for 4 wheelers and Rs. 60,000 /- p.a for 2 wheelers. 

Vehicle Loans - General - Four Wheelers

Nature of the Scheme

2 wheeler and 4 wheeler loans to Individual


  • Any individual having minimum gross income of Rs. 1.00 lac per annum for 4 wheelers and Rs. 60,000 /- p.a for 2 wheelers. 

Vehicle Loans - Women Borrowers - Two Wheelers

For 2 wheelers income should be more than Rs. 60,000 /- p.a
 50% of the husband's salary will be taken for computing eligibility provided he is a  co-obligant. 

Vehicle Loans - Women Borrowers - Four Wheelers

For 4 wheelers income should be more than Rs. 1,00,000 /- p.a
 50% of the husband's salary will be taken for computing eligibility provided he is a  co-obligant. 

AB Dr. Pattabhi Vidya Jyothi (Educational Loans)


  • Must be an Indian National
  • Must be over 12 years of age but within 30 years
  • Secured admission to Professional/ Technical courses through Entrance Test/ Selection Process.
  • No minimum qualifying marks.
Loans Against Gold for Non - Agricultural Purposes

Loans are allowed for productive purposes to persons engaged in agricultural and non-agricultural activities. Loans for pure consumption purposes such as meeting marriage / medical / educational expenses and other expenses are sanctioned subject to the rules in force. Loans have to be repaid within a maximum period of one or two years
AB Personal Loans - Consumer Loans

Nature of the Scheme

    To provide consumer credit to individuals having an assured source of regular income  to acquire consumer durables such as  purchase of brand new consumer durables like Refrigerators, TVs, wooden and steel furniture, washing machines, Mixer and grinders, Cooking ranges and other house hold equipments
AB Personal Loans - Clean Loans

Nature of the Scheme

Cash loan to Individuals


To meet any genuine credit requirement of the borrower for personal purpose.

AB Mortgage Loans


To meet genuine credit requirement of the borrower for personal purpose

AB Reverse Mortgage Loans


  • Senior Citizens of India who owns a self-acquired dwelling house, which is under his occupation.
  • Commercial property is not eligible under this scheme
AB Advance Against Rentals Receivables

Nature of the Scheme
Loans to individual against Rent Receivables

Individuals, proprietorship, partnership, public Ltd. Cos, Private Ltd. Cos, Trust are eligible to avail the facility. 

Features of Loans Against NSCs, KVPs, LIC Policies


To meet any contingencies and personal  credit requirement


Professionals occupy a premier place in service sector which is contributing a major share in GDP. To faucet this potential segment, Andhra Bank introduces a special scheme named “AB PROFESSIONAL LOAN” from 30.01.2012.

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News & Events

Click here for Notice of Annual General Meeting and Record Date for Payment of Dividend

Waiver of processing charges in Housing Loans, Car Loans, Two wheeler loans, Consumer durables, Clean Loans for the festive season from 25.09.2014 to 31.12.2014

The existing customer grievance redressal mechanism would also cover the complaints relating to outsourcing

Use your Visa Debit Card for shopping in POS/Online within 3 months of card issuance & get 5% Cash back. Offer applicable to cards issued after December 2013,T&C Apply


You can now donate to Shri Saibaba Sansthan Trust, Shirdi through IMPS-Mobile Banking.

Form 15G/15H has to be submitted afresh at the beginning of each financial year to avail exemption/concession in TDS. Quoting of PAN is mandatory for availing such exemptions/concessions.

All our Banks cheques are payable at par henceforth. We request all our customers to surrender their old cheque books at their account branch and obtain CTS 2010 Standard Cheque books immediately.

We request all our customers who have issued postdated cheques for repayment of loan installments for loans availed by them to replace the old PDCs with new CTS 2010 Standard cheques.

Online Grievance Redressal System with Tracking

Online Applications for MSME and Retail Loans

Online Donations to charitable institutions through net banking

Online resetting of Internet Banking Login Password

Interbank transfer of Funds through Mobile Banking using IFSC code

As per RBI mandate, cash retraction facility is discontinued from our ATMs. Do not forget to collect cash before leaving ATM room.

Any customer of SB/Current Account group could walk in to any branch of the Bank to deposit money in his/her account maintained at any branch and there will be no charges on this for any amount.

Fictitious Offers of Cheap funds from abroad - Awareness Campaign - List of Nodal Agency (Cyber Crime Cell / Economic Offence Wing)

Complain to Local Police/Cyber Crime Authorities against Fictitious Offers of Money from Abroad

PPF and SCSS schemes

Do Not fall Prey to Fictitious Offers of Funds Transfer

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