Andhra Bank
Facebook Twitter
Skip to navigation | Skip to main content

Toll Free Number: 1800 425 1515

Anytimers
 
Debit Cards
 
 1. What is an ATM/Debit Card ?


What is an ATM card ?

ATM card is a proprietory card of Andhra Bank and can be used on ATMs for doing transactions on our Bank ATMs and shared banks ATMs. This cannot be used for purchases at Merchant Establishments

What is a Debit Card?

A debit card is a card that has direct access to your Bank account. The card is just like a money purse in cardholder pocket. Debit card reduces the risk of carrying cash. The debit card can be used for purchases at Merchant Establishments.

As per RBI guidelines Bank started issuing Chip Debit cards since Feb 2016.Bank will give non personalized VISA Chip Debit /Rupay Chip Debit card  along with the  PIN to the customers across the counter on request immediately after opening of the account. However if any customer requests for a personalized card, Name and Photograph will be embossed on the card and will be handed over to the customer. For personalized Debit Chip card PIN will be dispatched to customer’s address directly.

All  Rupay Chip debit cards are valid for domestic transactions only.
 
VISA Platinum Chip Debit card is valid globally.
 
2. Salient features of ATM Card / Debit Card


Salient features of ATM CARD
 

  • Cash withdrawal
  • Funds transfer
  • Mobile banking
  • Registration for SMS alerts & Mobile recharge
  • Credit Card bill Payments
  • Aadhaar Number Linking to Account
  • Account statement
  • Balance enquiry
  • Donations to TIRUPATHI & SHIRDI TEMPLES
  • Card to Card funds Transfer 
  • GREEN PIN (Set Debit Card PIN from ATM Machine)
  • APEPDCL power bill payment through ATM
The ATM Cards can be used round-the-clock, all 365 days a year, at any Andhra Bank ATM, spread across the length & breadth of the country!   
      
  • The friendly AB Cashier that never sleeps!!
  • Individual Cards for Joint Account holders!

  • Reconciliation made convenient!!

  • Up to a maximum of 10 Accounts, spread even across 10 Branches at 10 different towns, which can be operated by the cardholder can be linked to a single ATM Card and cash can be withdrawn from any of the linked account!

  • The friendly AB Credit Cards made all the more friendlier!!

  • We have joined with National Financial Switch - NFS with a view to provide sharing facility for ATM operations. Apart from this we are also having bilateral sharing arrangement with Indian Bank. Thus we are providing our cardholders access to more than 100000 ATMs across the country.

           

Salient features on Debit Card

Debit card issued by our Bank is in association with VISA/Rupay and governed by the rules and regulations of Visa/NPCI.

The Debit card can be used for drawl of cash through all ATMs and for making purchases at merchant locations. Old Debit cards cannot be used on internet (except for booking railway tickets or any other feature introduced by the Bank in future), mail order transactions, transactions at merchant establishments where EDC terminals are not available. Since august 2009, cards are being issued with CVV2 printed on the back side of the card which can be used for online transactions at websites which supports Verified By VISA/Verified by Rupay. Debit cardholder has to register for VBV using the link available at our website www.andhrabank.in to perform online transactions for both VISA/Rupay debit cards.

Some of the additional features of debit card :

  • Global validity - Can withdraw cash and enquire balance from over EIGHT LAKH VISA ATMs, spread across 150+ countries, the world over!
    Money purse, with currency of choice!!

  • Can purchase goods at over TWELVE LAKH Merchant Establishments, globally, with on-line authorization of transactions!

    Please note that the transactions at merchant establishments will be debited to the PRIMARY account of the cardholder only.
    Safeguard against the risk of carrying cash!!

  • Using Debit Card now you can book Rail Tickets through IRCTC
    Travel made easy - the Andhra Bank way !!!

 
3. Eligibility


Any individual having rights to operate any of the eligible accounts (Eg: Savings Bank / Current Account) and fulfilling the other criteria prescribed by the Bank, from time to time are eligible for applying for ATM/ Debit Card.

Mandate/Power of attorney holders are not eligible for issue of ATM/Debit Card.

Accounts operated jointly with minors as joint depositors, proprietary and Partnership accounts, Company Accounts, Trust accounts etc are not eligible.

 
Next
 
chiclogo