Eligibility	Individuals, either single or joint
Age Limit	5 to less than 70 years
Insurance cover	Rs. 1,00,000 /- per person
Risk Covered	Risk is covered only due to accident In case of Death Rs. 1,00,000 /- Disability: a) Permanent Rs. 1,00,000 /- b) Partial Rs. 50,000 /-
Premium& Service charges	Rs. 45 /- per person per annum (subject to changes every year) Service Charges Rs.25/- Service Tax
Periodicity	The insurance charges are to be collected at the time of opening the account and on 31st October every year
Insurance Year	1st November to 31st October every year
Claim Information	The information should be given within 90 days directly to the bank branch where the account is maintained.
Claim Submission	The claim document should be submitted within 180 days from the date of accident/ death to the bank branch.
Value additions	Cheque books/ International Debit card/ 24 hour ATM facility/ Utility payments through ATMs/ Instant Fund Transfer/ Any Branch Banking.

Settlement of Claims is done by United India Insurance Company Ltd (UIICO), at their sole Discretion and Andhra Bank will only act as a facilitator. UIICO, reserves the right for Admission of claim and reject a claim in case of incomplete submission of documents Or misrepresentation of facts.

This is not meant to be a prospectus. This is only a gist of the salient features. For further details and other conditions, contact your nearest Andhra Bank Branch.