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Pradhan Mantri Mudra Yojana was launched by Hon’ble Prime Minister on April 8, 2015, to ‘fund the unfunded’ by bringing such enterprises to the formal financial system and extending affordable credit to them.

1. MUDRA Loans are
   
   
   • Loans sanctioned To Non-Farm Sector on or after 08.04.2015
   • With Limit up to Rs. 10.00 lacs
   • For Manufacturing, Service and Trading activities


2. Categories under MUDRA



Category	Loan Amount
Shishu	loans up to Rs.50,000/-
Kishore	loans above Rs.50,000/- and up to Rs.5.00 lakhs
Tarun	loans above Rs.5.00 lakhs and up to Rs.10.00 lakhs



3. Collateral Security: NIL


4. Guarantee: NIL
   
   

   Category	Shishu	Kishore	Tarun
   Rate of Interest	RLLR	Applicable as per extant guidelines RLLR + 1.95% p.a. + TP* * TP of 0.25 % is applicable for TLs with repayment period (including gestation period) above 36 months and up to 60 months and 0.50% for TLs with repayment period (including gestation period) of above 60 months.
   Processing Charges/ Upfront fee	Waived	50% concession on applicable Processing/Upfront fee
   Unit Inspection Charges	Waived	Applicable as per guidelines
   Ledger Folio Charges	Waived	Applicable as per guidelines

• Click here for English Common Loan Application Form of PMMY
• Click here for Hindi Common Loan Application Form of PMMY
• Click here for Telugu Common Loan Application Form of PMMY
• Click here for English One Page Mudra Shishu Application Form
• Click here for Telugu One Page Mudra Shishu Application Form
• Click here for Checklist of Enclosures to PMMY Applications