 Housing Loans (General) |
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Eligibility
General
- Age 21 to 65 years.
- Repayment maximum 20 years.
- 80% of cost of construction OR 80% of Registration value for outright purchase as loan
- Purchase of House: Age of independent house should not be more than 25 years.
- Age of the flat should not be more than 20 years.
- No guarantee / co obligation.
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| AB Housing Loans - NRI |
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Purpose of Loan
For purchase/construction, repairs/renovation of House/Flat
Eligibility
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| Vehicle Loans - General - Two Wheelers |
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Nature of the Scheme
2 wheeler and 4 wheeler loans to Individual
Eligibility
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| Vehicle Loans - General - Four Wheelers |
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Nature of the Scheme
2 wheeler and 4 wheeler loans to Individual
Eligibility
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| Vehicle Loans - Women Borrowers - Two Wheelers |
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For 2 wheelers income should be more than Rs. 60,000 /- p.a
50% of the husband's salary will be taken for computing eligibility provided he is a co-obligant.
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| Vehicle Loans - Women Borrowers - Four Wheelers |
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For 4 wheelers income should be more than Rs. 1,00,000 /- p.a
50% of the husband's salary will be taken for computing eligibility provided he is a co-obligant.
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| AB Dr. Pattabhi Vidya Jyothi (Educational Loans) |
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Eligibility
- Must be an Indian National
- Must be over 12 years of age but within 30 years
- Secured admission to Professional/ Technical courses through Entrance Test/ Selection Process.
- No minimum qualifying marks.
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| Loans Against Gold for Non - Agricultural Purposes |
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Purpose
Loans are allowed for productive purposes to persons engaged in agricultural and non-agricultural activities. Loans for pure consumption purposes such as meeting marriage / medical / educational expenses and other expenses are sanctioned subject to the rules in force. Loans have to be repaid within a maximum period of one or two years |
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| AB Personal Loans - Consumer Loans |
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Nature of the Scheme
To provide consumer credit to individuals having an assured source of regular income to acquire consumer durables such as purchase of brand new consumer durables like Refrigerators, TVs, wooden and steel furniture, washing machines, Mixer and grinders, Cooking ranges and other house hold equipments
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| AB Personal Loans - Clean Loans |
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Nature of the Scheme
Cash loan to Individuals
Purpose
To meet any genuine credit requirement of the borrower for personal purpose.
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| AB Mortgage Loans |
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Purpose
To meet genuine credit requirement of the borrower for personal purpose
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| AB Reverse Mortgage Loans |
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Eligibility
- Senior Citizens of India who owns a self-acquired dwelling house, which is under his occupation.
- Commercial property is not eligible under this scheme
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| AB Advance Against Rentals Receivables |
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Nature of the Scheme
Loans to individual against Rent Receivables
Eligibility
Individuals, proprietorship, partnership, public Ltd. Cos, Private Ltd. Cos, Trust are eligible to avail the facility.
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| Features of Loans Against NSCs, KVPs, LIC Policies |
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Purpose
To meet any contingencies and personal credit requirement
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| AB PROFESSIONAL LOAN |
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Professionals occupy a premier place in service sector which is contributing a major share in GDP. To faucet this potential segment, Andhra Bank introduces a special scheme named “AB PROFESSIONAL LOAN” from 30.01.2012.
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