 |
| |
| AB Diamond Savings Bank Account |
| |
 Eligibility |
 |
| |
- Well paid salaried class of reputed Corporates/ Public Sector Undertakings/ Public Sector
Enterprises/ Central /State Governments
- Societies / Charitable Trusts and Educational Institutions whose income is exempted from Income
Tax
- High net worth individuals.
- Account can be opened with an initial deposit of Rs.50,000/-
- Quarterly Average Balance of Rs.3.00 lakhs to be maintained
|
|
| |
| Benefits |
|
| |
- Priority locker allotment
- Free personalized unlimited cheque book facility
- Free cash withdrawal at all our branches up to Rs.1,00,000/- by self only, duly observing KYC norms
- Free of charges on unlimited Cash deposit at non-home branches by self or third party by following
KYC norms.
- Waiver of SMS charges.
- Waiver of ATM/Debit card annual maintenance charges. ATM/Debit cards are issued to
individuals only.
- Free Accidental Insurance Coverage of Rs.5.00 lakhs is available for Individuals in the age group
between 5 years to 75 years. Account holders other than individuals are not eligible for the
insurance.
- Free Life Insurance Coverage of Rs.1.00 lakh FOR Individuals in the age group between 18 years to 55
years. Account holders other than individuals are not eligible for the insurance.
- Waiver of NEFT/RTGS charges (Five times in a month up to a limit of QAB maintained in the
previous quarter)
- Annual subscription is waived on Credit Card (T & C apply)
- Waiver of Annual Maintenance charges on Demat A/c (T & C apply)
- Free Internet Banking Facility.
- Waiver of charges for stop payment instructions
- Free Statement of Account – Once in a month – Free Reply over e-mail to Balance queries
- Depositors are eligible for Retail Loans as per the guidelines of respective loan facilities with 15%
concession in processing charges.
- All the benefits are subject to initial deposit of Rs50000/- and QAB of Rs.3.00 lakhs.
|
|
| |
| Charges on Non-maintenance of QAB : |
|
| |
Quarterly Average Balance |
Penalty Per
Quarter |
For Rs.3.00 lakh |
Rs.1,000/- |
|
|