Toll Free Number : 1800 425 1515

Individuals, Joint Hindu Family concerns, Sole Proprietary concerns, Partnership Firms, Private and Public Limited Companies, Public Corporations, Clubs and Associations, Co-operative Societies, Government Departments, Religious Endowments, Semi-Government or Local Bodies, Trusts, etc.

Account can be opened with an initial deposit of Rs.2,00,000/- with Quarterly Average balance of Rs.3,00,000/-

• Priority locker allotment.


• 1000 personalized cheque leaves per month, free of charge.


• Free unlimited cash withdrawal at Home branch.


• Free cash withdrawal up to Rs.2.00 lac by self and up to Rs.50,000/- by third parties at Nonhome branches duly observing KYC norms.


• Unlimited Cash Deposit at non-home branches by self or third party duly observing KYC guidelines. There are no cash handling /ABB charges.


• Waiver of SMS charges.


• Waiver of charges on NEFT/RTGS outward transactions provided the customers maintain QAB


• Waiver of Annual Maintenance charges on Demat A/c (Terms and conditions apply)


• Internet Banking Facility at free of cost.


• Free Statement of Account – Once in a fortnight


• For account holders who are eligible for Retail Loans as per the guidelines of respective loan facilities. 25% concession in processing charges will be provided.


• All the benefits are subject to initial deposit of Rs.2.00 lakhs and QAB of Rs.3.00 lakhs.

• Accidental insurance coverage is available for Rs.5.00 lakhs. Insurance premium will be borne by the bank.


• Above insurance cover is available to the customers in the age group of 18 years to 75 years.


• ATM/Debit card annual maintenance charges are waived.


• Annual subscription on credit card is waived.


• Waiver of service charges on withdrawal of amounts from non-Andhra Bank ATMs.


• All the benefits are subject to initial deposit of Rs.2.00 lakhs and QAB of Rs.3.00 lakhs